Baiju Bhatt co-founded Robinhood and helped transform retail investing by introducing commission-free stock trading to a mass audience. The platform lowered financial barriers that had traditionally discouraged participation in the stock market, particularly among younger investors. By simplifying investing and eliminating brokerage fees, Robinhood expanded access to financial markets for millions of Americans. Its rapid growth challenged established brokerage firms and accelerated industry-wide changes in pricing and accessibility. Bhatt’s achievement demonstrated how technology could broaden participation in investing and reshape the relationship between individuals and the financial system.